@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;450;500;550;600;650;700&family=Raleway:wght@500;600;650;700;750;800&display=swap');
:root{--navy:#20252d;--navy2:#171b22;--accent:#292f39;--teal:#4c5664;--gold:#c9ced5;--ink:#20252d;--muted:#606975;--paper:#ffffff;--soft:#f4f5f7;--line:#e0e3e7;--heading:'Raleway',Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:115px}body{margin:0;background:var(--paper);color:var(--ink);font-family:'DM Sans',Arial,sans-serif;font-size:16px;line-height:1.7}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button{cursor:pointer}a,button{touch-action:manipulation}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid 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#e0e3e7}.nav{height:98px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:flex;align-items:center;gap:11px;font-family:var(--heading);font-size:1.43rem;font-weight:750;letter-spacing:.1em;line-height:1.1}.brand img{width:47px;height:47px;object-fit:contain;filter:brightness(0) saturate(100%) invert(29%) sepia(27%) saturate(849%) hue-rotate(138deg) brightness(95%)}.brand-small{display:block;font-family:'DM Sans',Arial,sans-serif;letter-spacing:.16em;font-size:.65rem;margin-top:8px;font-weight:500}.nav nav{display:flex;gap:32px;font-size:.875rem;font-weight:600}.nav nav a{padding:10px 0;position:relative}.nav nav a:hover,.nav nav a[aria-current]{color:var(--accent)}.nav nav a[aria-current]:after{content:'';position:absolute;bottom:1px;left:0;width:22px;height:2px;background:var(--accent)}.button{display:inline-flex;align-items:center;justify-content:center;gap:24px;min-height:55px;padding:15px 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.button{font-size:.875rem}form{padding:38px;background:var(--soft);border:1px solid var(--line)}form h2{font-size:1.9rem}form>p{font-size:1rem;margin:16px 0 26px}label{display:block;font-size:.875rem;font-weight:600;margin-bottom:21px}input,select,textarea{border:1px solid #c9c9c9;background:#ffffff;color:var(--ink);border-radius:0;display:block;width:100%;margin-top:9px;min-height:49px;padding:11px 12px;font-size:1rem;line-height:1.5}textarea{resize:vertical}input::placeholder,textarea::placeholder{color:#8e8e8e;font-size:.875rem}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:20px}.optional{color:var(--muted);font-weight:400}.form-note{font-size:.75rem;line-height:1.7}.contact-grid form>.button{width:100%}#form-status{margin-bottom:0;color:var(--ink);font-size:.875rem;border-left:3px solid var(--accent);padding-left:15px}
@media(max-width:1100px){.wrap{width:calc(100% - 64px)}.nav nav{gap:22px}.hero-content{padding-top:82px;padding-bottom:115px}.hero{min-height:640px}.hero h1{font-size:4rem}.lender-section{grid-template-columns:155px 1fr;gap:25px}.lender-names{gap:20px}.lender-names img{width:85px}.service-card{padding:26px}.service-card h3{font-size:1.55rem}.about-grid{gap:60px}.faq-grid,.contact-grid{gap:55px}.service-detail,.brokerage-grid{gap:65px}.section-heading>div:last-child{max-width:350px}.footer-grid{gap:35px}.cta h2{font-size:2.5rem}}
@media(max-width:800px){.nav{height:82px;gap:18px}.nav>.button{margin-left:auto;min-height:44px;padding:11px 17px;gap:15px}.brand{font-size:1.2rem;gap:8px}.brand img{width:40px;height:40px}.brand-small{font-size:.625rem}.menu-toggle{display:flex;align-items:center;gap:10px;order:3;background:transparent;color:var(--navy);font-size:0;min-width:36px;min-height:44px;padding:0}.menu-toggle span{font-size:1.3rem}.nav nav{display:none;position:absolute;top:82px;left:0;right:0;flex-direction:column;gap:0;background:#ffffff;padding:10px 32px 24px;border-bottom:1px solid var(--line);box-shadow:0 20px 25px #23232315}.nav nav.open{display:flex}.nav nav a{padding:13px 0}.nav nav a[aria-current]:after{display:none}.hero{min-height:620px}.hero h1{font-size:3.55rem}.hero-content>p{max-width:460px}.hero-content{padding-block:70px 120px}.hero-overlay{background:linear-gradient(90deg,#292929e0,#29292999 58%,#29292944)}.hero-bottom .wrap{gap:12px}.hero-bottom .wrap>span:nth-child(2){display:none}.lender-section{display:block;padding-block:27px}.lender-section>p{border:0;margin-bottom:20px}.lender-section>p br{display:none}.lender-names{gap:22px;flex-wrap:wrap;justify-content:space-between}.lender-names img{width:80px;height:45px}.section{padding-block:70px}.section-heading{display:block;margin-bottom:30px}.section-heading>div:last-child{max-width:550px;margin-top:23px}.service-grid{gap:15px}.service-card{padding:22px}.service-card h3{font-size:1.45rem}.service-card h3 br{display:none}.card-top{margin-bottom:22px}.service-card .eyebrow{font-size:.75rem;letter-spacing:.02em}.service-card p{font-size:1rem}.card-link{font-size:.875rem;gap:10px}.about-grid{gap:34px}.about-grid h2{font-size:2.4rem}.about-copy .eyebrow{letter-spacing:.05em}.value-row{gap:12px}.portrait-frame{margin-right:10px}.portrait-frame>img{aspect-ratio:3/5}.portrait-caption{width:230px;right:-10px;padding:22px}.portrait-caption strong{font-size:1.7rem}.faq-grid{grid-template-columns:1fr;gap:35px}.cta-inner{display:block}.cta-actions{text-align:left;margin-top:28px}.cta-actions .text-link{margin-left:0}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}.footer-bottom{flex-direction:column;gap:10px}.service-detail{gap:40px}.service-detail h2{font-size:2.3rem}.contact-grid{grid-template-columns:1fr;gap:45px}.contact-grid>div{max-width:600px}.brokerage-grid{gap:40px}.brx-word{font-size:5rem}}
@media(max-width:560px){.wrap{width:calc(100% - 40px)}.topbar{font-size:.75rem;padding:7px 0}.topbar .wrap>span{display:none}.topbar .wrap{justify-content:center}.nav{height:78px;gap:11px}.nav nav{top:78px;padding-inline:20px}.brand{font-size:1.06rem;gap:7px}.brand img{width:32px;height:36px}.brand-small{font-size:.625rem;letter-spacing:.04em}.nav>.button{font-size:.875rem;padding:10px 13px;gap:10px}.nav>.button>span{display:none}.hero{min-height:655px}.hero-background{object-position:72% center}.hero-overlay{background:linear-gradient(90deg,#262626ed,#262626a6 75%,#26262666),linear-gradient(0deg,#26262655,transparent)}.hero-content{padding-block:60px 112px}.hero h1{font-size:clamp(2.55rem,9.5vw,3.4rem);line-height:1.1;letter-spacing:-.045em}.hero .eyebrow{font-size:.75rem;letter-spacing:.06em;max-width:330px;align-items:flex-start;margin-bottom:24px}.hero .eyebrow:before{margin-top:9px;width:22px}.hero-content>p{font-size:1rem;margin:25px 0 27px;max-width:365px}.hero-actions{gap:12px}.hero-actions .button{font-size:.875rem;min-height:52px;padding:13px 17px;gap:15px}.hero-note{align-items:flex-start;font-size:.75rem;max-width:310px;line-height:1.8;margin-top:25px}.mini-rule{margin-top:11px;flex:none}.hero-bottom{padding:16px 0}.hero-bottom .wrap{display:block;font-size:.75rem}.hero-bottom .wrap>span:nth-child(2){display:none}.hero-bottom a{display:block;margin:4px 0 0;font-size:.75rem;color:#d4d4d4}.lender-section{padding-block:28px}.lender-section>p{text-align:center;font-size:.875rem}.lender-names{display:grid;grid-template-columns:repeat(3,1fr);row-gap:24px;column-gap:23px;justify-items:center}.lender-names img{width:90px;height:45px}.section{padding-block:58px}.eyebrow{font-size:.75rem;letter-spacing:.08em;margin-bottom:17px}.section-heading h2{font-size:2.2rem}.service-grid{grid-template-columns:1fr;gap:20px}.service-card{padding:29px}.card-top{margin-bottom:21px}.service-card h3{font-size:1.8rem;max-width:280px}.service-card p{margin:18px 0 24px}.service-card .eyebrow{letter-spacing:.08em}.about-grid{grid-template-columns:1fr;gap:52px}.portrait-frame{margin-right:20px;margin-bottom:20px}.portrait-frame>img{aspect-ratio:1/1.08}.portrait-caption{right:-20px;bottom:-20px;width:235px}.portrait-caption strong{font-size:1.7rem}.about-grid h2{font-size:2.4rem}.about-copy .eyebrow{letter-spacing:.07em}.about-copy>.intro{font-size:1.125rem}.value-row{gap:16px}.faq-grid{gap:25px}.faq-grid h2{font-size:2.3rem}.questions summary{font-size:1rem;padding:20px 0}.cta{padding-block:52px}.cta h2{font-size:2.2rem}.cta-actions .button{width:100%;font-size:.875rem;gap:15px}.cta-actions .text-link{margin-inline:auto}footer{padding-top:46px}.footer-grid{grid-template-columns:1fr;gap:30px}.footer-grid>div:first-child{grid-column:auto}.footer-grid h3{margin-bottom:12px}.footer-bottom{font-size:.75rem}.page-hero{padding:50px 0 55px}.page-hero h1{font-size:2.7rem}.page-hero p{font-size:1rem}.service-detail{grid-template-columns:1fr;gap:28px;padding-block:52px}.service-detail h2{font-size:2.2rem}.large-number{font-size:2.4rem}.brokerage-grid{grid-template-columns:1fr;gap:35px}.brx-word{padding:15px 0}.brokerage-grid h2{font-size:2.2rem}.contact-grid{gap:35px}.contact-line strong{font-size:1.7rem}form{padding:25px 20px}.form-row{grid-template-columns:1fr;gap:0}form h2{font-size:1.75rem}.apply-box{padding:23px}.apply-box .button{padding:13px 18px;gap:15px}.form-note{font-size:.75rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}

@media(max-width:560px){header .wrap{width:calc(100% - 32px)}.nav{gap:8px}.menu-toggle{min-width:28px}.brand img{width:30px}}

/* Small, deliberate movements keep the content in focus. */
:root{--ease-out:cubic-bezier(.22,1,.36,1);--ease-soft:cubic-bezier(.4,0,.2,1)}
.button{transition:background .25s var(--ease-soft),border-color .25s var(--ease-soft),color .25s var(--ease-soft),transform .35s var(--ease-out),box-shadow .35s var(--ease-out)}
.button>span,.card-link>span,.text-link>span,.hero-bottom a>span,.contact-line>span:last-child{display:inline-block;transition:transform .35s var(--ease-out)}
.button:hover>span,.card-link:hover>span,.text-link:hover>span,.hero-bottom a:hover>span,.contact-line:hover>span:last-child{transform:translate(2px,-2px)}
.button:active{transform:translateY(0) scale(.985)}
.service-card{transition:transform .5s var(--ease-out),box-shadow .5s var(--ease-out),border-color .3s var(--ease-soft)}
.service-card:hover{transform:translateY(-6px);box-shadow:0 18px 40px #3d3d3d12;border-color:#c0c0c0;border-bottom-color:var(--teal)}
.service-card:hover .card-link>span{transform:translate(3px,-3px)}
.card-top svg{transition:background .3s var(--ease-soft),transform .45s var(--ease-out)}
.service-card:hover .card-top svg{background:#ebebeb;transform:translateY(-2px)}
.nav nav a{transition:color .25s var(--ease-soft)}
.nav nav a:after{content:'';position:absolute;bottom:1px;left:0;width:22px;height:2px;background:var(--accent);transform:scaleX(0);transform-origin:left;transition:transform .3s var(--ease-out)}
.nav nav a:hover:after,.nav nav a[aria-current]:after{transform:scaleX(1)}
.lender-names img{transition:filter .4s var(--ease-soft),opacity .4s var(--ease-soft),transform .4s var(--ease-out)}
.lender-names img:hover{transform:translateY(-3px)}
summary>span{transition:transform .35s var(--ease-out),color .25s var(--ease-soft)}
input,select,textarea{transition:border-color .25s var(--ease-soft),box-shadow .25s var(--ease-soft)}
input:focus,select:focus,textarea:focus{border-color:var(--accent);box-shadow:0 0 0 3px #292f390d}
@media(max-width:800px){
 .nav nav{display:flex;visibility:hidden;opacity:0;max-height:0;overflow:hidden;pointer-events:none;padding-top:0;padding-bottom:0;transform:translateY(-8px);border-bottom-color:transparent;box-shadow:none;transition:max-height .38s var(--ease-out),padding .38s var(--ease-out),opacity .25s var(--ease-soft),transform .38s var(--ease-out),visibility .38s}
 .nav nav.open{display:flex;visibility:visible;opacity:1;max-height:360px;pointer-events:auto;padding-top:10px;padding-bottom:24px;transform:translateY(0);border-bottom-color:var(--line);box-shadow:0 20px 25px #23232315}
}
@media(hover:none){.service-card:hover,.button:hover,.lender-names img:hover{transform:none}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important;scroll-behavior:auto!important}.service-card:hover,.button:hover,.button:active,.lender-names img:hover,.service-card:hover .card-top svg{transform:none}.button:hover>span,.service-card:hover .card-link>span,.text-link:hover>span,.hero-bottom a:hover>span,.contact-line:hover>span:last-child{transform:none}}

/* The headline is editable live text; the short rule resolves its second beat. */
.hero-line{display:block;padding:.13em .04em .13em 0;margin-block:-.13em;transform-origin:left center}
.hero-keyword{position:relative;display:inline-block}
.headline-rule{position:absolute;left:0;right:.06em;bottom:-.045em;height:2px;background:currentColor;transform-origin:left center;opacity:.8}
.hero-background{transform-origin:72% 72%}
@media(max-width:560px){.headline-rule{height:1px}.hero-line{padding-right:.03em}}

/* Waterfront edition: open photography, precise type, personal guidance. */
[hidden]{display:none!important}
[tabindex]:focus-visible{outline:3px solid #858585;outline-offset:5px}
.eyebrow{font-size:.875rem;letter-spacing:.1em}
.nav{height:88px;gap:26px}
header{background:#ffffffed;backdrop-filter:blur(16px)}
.brand{display:inline-flex;align-items:center;gap:12px;flex:none;letter-spacing:0;color:var(--navy);width:fit-content;min-height:48px}
.brand-symbol{display:block;width:42px;height:44px;flex:none;color:var(--navy)}
.brand-words{display:block;font-family:var(--heading);font-size:1.3rem;font-weight:750;letter-spacing:.07em;line-height:1;color:var(--navy)}
.brand-words>span{display:block;font-family:'DM Sans',Arial,sans-serif;font-size:.75rem;font-weight:450;letter-spacing:.14em;margin-top:8px;color:#636363}
.nav nav{margin-left:auto;gap:26px}
.nav-phone{font-size:.875rem;font-weight:600;white-space:nowrap}
.button{min-height:56px;border-radius:3px}
.hero{min-height:clamp(690px,calc(100svh - 88px),820px);justify-content:flex-start}
.hero-background{object-position:center 82%}
.hero-overlay{background:linear-gradient(90deg,#212121e6 0%,#222222a3 37%,#22222226 74%,#22222214 100%),linear-gradient(0deg,#2121218c,transparent 50%)}
.hero-content{padding-block:76px 78px;flex:1;display:flex;flex-direction:column;justify-content:center;align-items:flex-start}
.hero .eyebrow{font-size:.875rem;letter-spacing:.1em;margin-bottom:29px}
.hero h1{max-width:940px;font-size:clamp(3.1rem,5.3vw,5.1rem);line-height:1.12;letter-spacing:-.045em}
.hero h1 em{color:#d5d9df}
.hero-line+.hero-line{margin-top:.03em}
.hero-content>p{max-width:560px;font-size:1.125rem;line-height:1.75;margin:30px 0 33px;color:#f0f0f0}
.hero-actions{gap:16px}
.hero-actions .button{padding:17px 25px;gap:26px;font-size:.9375rem;min-height:58px}
.hero-actions .button.light{border-color:#ffffff80;background:#ffffff05}
.hero-actions .button.light:hover{background:#ffffff16;border-color:#ffffff}
.hero-note{font-size:.875rem;margin-top:27px;color:#e7e7e7}
.hero-note .mini-rule{background:var(--gold);width:24px;flex:none}
.hero-bottom{position:relative;margin-top:auto;padding:17px 0;background:#1f1f1f26;backdrop-filter:blur(4px)}
.hero-bottom .wrap{display:flex;justify-content:space-between;gap:24px}
.hero-bottom .hero-advisor{margin:0;display:flex;align-items:center;gap:14px}
.hero-advisor img{width:50px;height:50px;object-fit:cover;object-position:50% 23%;border-radius:50%;border:1px solid #ffffff60}
.hero-advisor>span{margin:0!important;display:block}
.hero-advisor strong{display:block;color:#ffffff;font-size:.875rem;letter-spacing:.07em;text-transform:uppercase;font-weight:650}
.hero-advisor>span>span{display:block;color:#dfdfdf;font-size:.875rem;margin-top:1px}
.hero-bottom .hero-meet{font-size:.875rem;display:flex;align-items:center;gap:24px}
.hero-meet>span{margin-left:0!important;color:var(--gold)}
.goal-strip{border-bottom:1px solid var(--line);background:var(--navy2);color:#ffffff}
.goal-shortcuts{display:grid;grid-template-columns:1.15fr 1fr 1fr 1fr;align-items:stretch}
.goal-shortcuts>span{font-size:.9375rem;display:flex;align-items:center;color:#d6d6d6;padding:22px 24px 22px 0}
.goal-shortcuts>a{display:flex;align-items:center;justify-content:space-between;gap:20px;font-size:1rem;font-weight:550;padding:24px 28px;border-left:1px solid #ffffff24;transition:background .3s var(--ease-soft)}
.goal-shortcuts>a>span:last-child{color:var(--gold);transition:transform .35s var(--ease-out)}
.goal-shortcuts>a:hover{background:#ffffff0b}
.goal-shortcuts>a:hover>span:last-child{transform:translate(3px,-3px)}
.lender-section{padding-block:34px}
.lender-names img{opacity:.75}
.section{padding-block:100px}
.section-heading>p{max-width:355px}
.solutions{padding-bottom:90px}
.solutions-grid{display:grid;grid-template-columns:330px minmax(0,1fr);gap:48px;align-items:start}
.solution-nav [role=tablist]{display:flex;flex-direction:column;gap:10px}
.solution-nav [role=tab]{display:flex;align-items:center;gap:17px;width:100%;padding:21px 20px;text-align:left;color:var(--ink);background:#ffffff;border:1px solid var(--line);border-radius:3px;font-size:1rem;font-weight:600;transition:background .25s,color .25s,border-color .25s}
.solution-nav [role=tab]>span:last-child{margin-left:auto;font-size:1.25rem;color:var(--teal)}
.solution-nav [role=tab]:hover{background:var(--soft);border-color:#c3c3c3}
.solution-nav [role=tab][aria-selected=true]{background:var(--navy);color:#ffffff;border-color:var(--navy)}
.solution-nav [role=tab][aria-selected=true]>span:last-child{color:var(--gold)}
.tab-icon{display:grid;place-items:center;width:38px;height:38px;flex:none}
.tab-icon svg{width:29px;height:29px}
.solution-nav>p{font-size:.875rem;line-height:1.8;margin:26px 20px 0}
.solution-nav>p a{font-weight:600;color:var(--teal);border-bottom:1px solid #c1c1c1;padding-bottom:3px}
.solution-panel{padding:39px 44px 40px;background:var(--soft);border-top:3px solid var(--teal);min-height:468px}
.panel-label{display:block;font-size:.875rem;color:var(--teal);font-weight:600;margin-bottom:15px}
.solution-panel h3{font-size:2rem;line-height:1.18;letter-spacing:-.03em;max-width:540px;font-weight:750}
.solution-panel>p{margin-top:18px;max-width:580px;font-size:1rem}
.solution-panel .checks{margin:21px 0 27px}
.solution-panel .checks li{padding-block:8px}
.panel-bottom{display:flex;align-items:center;gap:27px;flex-wrap:wrap}
.panel-bottom .button{gap:20px}
.about-grid{gap:95px;border-top:1px solid var(--line)}
.portrait-frame{margin-right:20px;margin-bottom:24px}
.portrait-frame>img{aspect-ratio:4/5;height:auto;object-position:50% 27%;border-radius:3px}
.portrait-caption{right:-20px;bottom:-24px;border-left-width:3px;padding:24px 27px;width:285px}
.portrait-caption strong{font-size:1.9rem;margin:13px 0 15px}
.portrait-caption span{font-size:.875rem}
.portrait-caption .caption-label{font-size:.75rem}
.value-row>span{font-size:.875rem}
.process{background:var(--navy2);color:#ffffff;overflow:hidden}
.process .eyebrow{color:#e5e5e5}
.process .eyebrow:before{background:var(--gold)}
.process em{color:var(--gold)}
.process .section-heading>p{color:#d5d5d5}
.process-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:55px;margin-top:52px}
.process-grid>div{position:relative}
.step-num{display:flex;align-items:center;gap:24px;font-size:.875rem;font-weight:600;color:var(--gold);margin-bottom:27px;letter-spacing:.05em}
.step-num:after{content:'';height:1px;background:#ffffff30;flex:1}
.process-grid h3{font-size:1.375rem;font-weight:700;margin-bottom:15px;letter-spacing:-.02em}
.process-grid p{font-size:1rem;line-height:1.8;color:#d5d5d5;max-width:340px}
.cta{background:#f1f1f1;color:var(--navy);padding-block:70px;border-top:1px solid var(--line)}
.cta .eyebrow{color:var(--teal)}
.cta .eyebrow:before{background:var(--teal)}
.cta h2{font-size:clamp(2.3rem,3.3vw,3.3rem)}
.cta h2 em{color:var(--teal)}
.cta p{color:#696969;font-size:1rem}
.cta-actions .button{background:var(--navy);border-color:var(--navy);color:#ffffff;min-height:58px;padding-inline:26px}
.cta-actions .button:hover{background:var(--navy2)}
.cta-actions .text-link{color:var(--teal);border-color:#c1c1c1}
.brand--footer{gap:14px;margin-top:0}
.brand--footer .brand-symbol{width:48px;height:50px;color:var(--gold)}
.brand--footer .brand-words{font-size:1.5rem;color:#ffffff}
.brand--footer .brand-words>span{font-size:.8125rem;letter-spacing:.17em;color:#d6d6d6}
.footer-grid>div>p{margin-top:15px}
.contact-line>span:first-child{font-size:.875rem}
.form-note{font-size:.875rem}

@media(min-width:1600px){
 .hero-content{padding-block:88px 90px}
}
@media(max-width:1120px){
 .nav-phone{display:none}
 .nav nav{gap:24px}
 .hero-content{padding-block:66px 70px}
 .hero h1{font-size:clamp(3.1rem,6vw,4.7rem)}
 .hero-content>p{max-width:510px}
 .goal-shortcuts>a{padding-inline:21px}
 .solutions-grid{grid-template-columns:285px minmax(0,1fr);gap:30px}
 .solution-panel{padding:34px}
 .panel-bottom{gap:20px}
 .about-grid{gap:60px}
 .process-grid{gap:35px}
}
@media(max-width:800px){
 .nav{height:80px;gap:15px}
 .nav nav{top:80px;margin-left:0;gap:0}
 .nav>.button{margin-left:auto}
 .brand{gap:11px}
 .brand-symbol{width:38px;height:40px}
 .brand-words{font-size:1.2rem}
 .brand-words>span{font-size:.75rem;letter-spacing:.105em;margin-top:7px}
 .hero{min-height:660px}
 .hero-content{padding-block:60px 64px}
 .hero h1{font-size:clamp(3rem,6.7vw,4rem)}
 .hero .eyebrow{font-size:.8125rem;letter-spacing:.06em;max-width:470px}
 .hero-content>p{max-width:510px;font-size:1.0625rem}
 .hero-overlay{background:linear-gradient(90deg,#222222e8,#22222299 65%,#22222250),linear-gradient(0deg,#21212180,transparent 50%)}
 .hero-note{font-size:.875rem}
 .hero-bottom .hero-advisor>span>span{font-size:.8125rem}
 .hero-bottom .hero-meet{gap:12px;font-size:.875rem;max-width:165px;line-height:1.5}
 .goal-shortcuts{grid-template-columns:repeat(3,1fr)}
 .goal-shortcuts>span{grid-column:1/-1;padding:17px 0 7px;font-size:.875rem}
 .goal-shortcuts>a{padding:15px 18px 20px;font-size:.9375rem}
 .goal-shortcuts>a:nth-child(2){border-left:0;padding-left:0}
 .goal-shortcuts>a:last-child{padding-right:0}
 .section{padding-block:70px}
 .section-heading>p{margin-top:22px;max-width:490px}
 .solutions-grid{grid-template-columns:230px minmax(0,1fr);gap:25px}
 .solution-nav [role=tab]{padding:17px 13px;gap:10px;font-size:.9375rem}
 .tab-icon{width:30px;height:32px}
 .tab-icon svg{width:26px;height:26px}
 .solution-panel{padding:28px;min-height:0}
 .solution-panel h3{font-size:1.7rem}
 .panel-bottom .button{padding-inline:16px;gap:14px}
 .about-grid{gap:40px;align-items:start}
 .portrait-frame{margin-right:10px;margin-top:4px}
 .portrait-frame>img{aspect-ratio:3/5;object-position:50% 25%}
 .portrait-caption{width:240px;padding:22px;right:-10px}
 .portrait-caption strong{font-size:1.65rem}
 .portrait-caption span{font-size:.8125rem}
 .process-grid{gap:25px;margin-top:40px}
 .process-grid h3{font-size:1.2rem}
 .step-num{margin-bottom:20px}
 .cta{padding-block:58px}
 .cta-actions{text-align:left}
 .cta-actions .text-link{margin-left:0}
}
@media(max-width:600px){
 html{scroll-padding-top:95px}
 .wrap{width:calc(100% - 40px)}
 .nav{height:76px;gap:10px}
 .nav nav{top:76px;padding-inline:20px}
 .nav>.button{font-size:.875rem;padding:10px 13px;min-height:44px;gap:0}
 .nav>.button>span{display:none}
 .brand{gap:10px}
 .brand-symbol{width:34px;height:36px}
 .brand-words{font-size:1.125rem;letter-spacing:.05em}
 .brand-words>span{font-size:.75rem;letter-spacing:.065em;margin-top:7px}
 .hero{min-height:0}
 .hero-background{object-position:70% center}
 .hero-overlay{background:linear-gradient(90deg,#232323e8,#232323a6 77%,#23232380),linear-gradient(0deg,#21212180,transparent 65%)}
 .hero-content{padding-block:54px 42px}
 .hero .eyebrow{max-width:330px;font-size:.75rem;letter-spacing:.07em;line-height:1.8;align-items:flex-start;gap:10px;margin-bottom:27px}
 .hero .eyebrow:before{width:22px;margin-top:10px}
 .hero h1{font-size:clamp(2.1rem,8.4vw,3.15rem);line-height:1.15;letter-spacing:-.04em;max-width:100%}
 .hero-line+.hero-line{margin-top:.1em}
 .hero-content>p{font-size:1rem;line-height:1.8;max-width:420px;margin:27px 0 28px}
 .hero-actions{width:100%;gap:12px}
 .hero-actions .button{font-size:.875rem;min-height:54px;padding:14px 17px;gap:18px}
 .hero-note{font-size:.8125rem;line-height:1.8;margin-top:25px;gap:11px;max-width:100%;align-items:center}
 .hero-note .mini-rule{width:18px;margin-top:0}
 .hero-bottom{padding-block:17px}
 .hero-bottom .wrap{display:flex;align-items:center;gap:12px}
 .hero-bottom .hero-advisor{gap:12px;min-width:0}
 .hero-advisor img{width:43px;height:43px;flex:none}
 .hero-advisor strong{font-size:.8125rem;letter-spacing:.045em}
 .hero-bottom .hero-advisor>span>span{font-size:.75rem;max-width:245px;line-height:1.6;margin-top:2px}
 .hero-bottom .hero-meet{display:none}
 .goal-shortcuts{column-gap:0}
 .goal-shortcuts>span{padding:18px 0 9px;font-size:.875rem}
 .goal-shortcuts>a{font-size:.875rem;padding:10px 12px 18px;gap:8px;line-height:1.5;align-items:flex-start}
 .goal-shortcuts>a>span:first-child{max-width:95px}
 .goal-shortcuts>a>span:last-child{font-size:1rem}
 .lender-section{padding-block:28px}
 .lender-names{display:grid;grid-template-columns:repeat(3,1fr);justify-items:center;gap:22px}
 .lender-names img{width:86px;height:43px}
 .section{padding-block:58px}
 .section-heading>p{margin-top:18px}
 .section-heading>p br{display:none}
 .eyebrow{font-size:.75rem;letter-spacing:.08em}
 .solutions-grid{grid-template-columns:1fr;gap:20px}
 .solution-nav [role=tablist]{flex-direction:row;gap:8px}
 .solution-nav [role=tab]{flex:1;flex-direction:column;align-items:center;justify-content:center;min-width:0;padding:14px 8px;gap:9px;font-size:.875rem;text-align:center;line-height:1.4}
 .solution-nav [role=tab]>span:nth-child(2){min-height:2.8em;display:flex;align-items:center;justify-content:center}
 .solution-nav [role=tab]>span:last-child{display:none}
 .solution-nav>p{display:none}
 .tab-icon{width:32px;height:32px}
 .solution-panel{padding:28px 23px}
 .solution-panel h3{font-size:1.8rem}
 .solution-panel .checks li{line-height:1.65;padding-block:10px}
 .panel-bottom{gap:20px}
 .panel-bottom .button{width:100%;font-size:.875rem;gap:16px;padding-inline:12px}
 .panel-bottom .text-link{margin-inline:auto}
 .about-grid{grid-template-columns:1fr;gap:52px}
 .portrait-frame{margin:0 20px 18px 0}
 .portrait-frame>img{aspect-ratio:4/5;object-position:50% 25%}
 .portrait-caption{width:247px;right:-20px;bottom:-18px;padding:22px 24px}
 .portrait-caption strong{font-size:1.8rem}
 .portrait-caption span{font-size:.8125rem}
 .about-copy h2{font-size:2.35rem}
 .process-grid{grid-template-columns:1fr;gap:31px;margin-top:30px}
 .process-grid>div{display:grid;grid-template-columns:36px minmax(0,1fr);column-gap:18px}
 .step-num{grid-row:1/3;align-items:flex-start;padding-top:1px;margin:0;font-size:.9375rem}
 .step-num:after{display:none}
 .process-grid h3{font-size:1.25rem;margin-bottom:10px}
 .process-grid p{max-width:100%}
 .cta{padding-block:52px}
 .cta h2{font-size:2.25rem}
 .cta-actions .button{width:100%}
 .cta-actions .text-link{margin-inline:auto}
 .form-note{font-size:.875rem}
}
@media(max-width:480px){
 .hero-actions{display:grid;grid-template-columns:1fr}
 .hero-actions .button{width:100%}
}
@media(max-width:370px){
 .brand-words{font-size:1rem}
 .brand-words>span{font-size:.75rem;letter-spacing:0}
 .brand{gap:6px}
 .nav>.button{padding-inline:10px}
 .hero-note{align-items:flex-start}
 .hero-note .mini-rule{margin-top:11px}
}
@media(hover:none){.goal-shortcuts>a:hover>span:last-child{transform:none}}
@media(prefers-reduced-motion:reduce){.goal-shortcuts>a:hover>span:last-child{transform:none}}

/* Client revision: restrained charcoal, white and silver. */
.hero-overlay{background:linear-gradient(90deg,#15191fee 0%,#191d24ad 40%,#191d2429 80%),linear-gradient(0deg,#12161c80,transparent 55%)}
.hero h1 em{color:#d5d9df}
.hero-actions>.button:not(.outline){background:#fff;border-color:#fff;color:#20252d}
.hero-actions>.button:not(.outline):hover{background:#e8ebef;border-color:#e8ebef}
.social-links{display:flex;flex-wrap:wrap;gap:12px;margin-top:23px}
.social-links a{display:inline-flex;align-items:center;justify-content:space-between;gap:18px;min-height:44px;padding:9px 14px;border:1px solid #d5d9df;border-radius:3px;font-size:.875rem;font-weight:600;color:#343c48;transition:background .2s,border-color .2s}
.social-links a:hover{background:#eef0f3;border-color:#8d96a3}
footer .social-links a{color:#e2e5e9;border-color:#ffffff40}
footer .social-links a:hover{background:#ffffff12;border-color:#ffffff80}
.testimonials{background:#f4f5f7;border-block:1px solid #e0e3e7}
.testimonial-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.testimonial{margin:0;padding:32px;background:#fff;border:1px solid #e0e3e7;display:flex;flex-direction:column}
.testimonial blockquote{margin:0 0 26px;font-size:1.125rem;line-height:1.8;color:#303741}
.testimonial figcaption{margin-top:auto;font-size:.875rem}
.testimonial figcaption strong{display:block;margin-bottom:8px}
.testimonial figcaption a{color:#535d6b;text-decoration:underline;text-underline-offset:4px}
@media(max-width:800px){.testimonial-grid{grid-template-columns:1fr}.testimonial{padding:27px}.hero-overlay{background:linear-gradient(90deg,#15191feb,#191d249e 70%,#191d245e)}}
@media(prefers-reduced-motion:reduce){.social-links a{transition:none}}

/* Vector arrows stay consistent across iOS, Android and desktop fonts. */
.icon-arrow{display:inline-block;width:1em;height:1em;min-width:1em;flex-shrink:0;vertical-align:-.14em;overflow:visible}

/* Google review identities and vector stars */
.review-top{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px;margin-bottom:24px}.google-review-label{display:inline-flex;align-items:center;gap:9px;color:#505761;font-size:13px;font-weight:600}.google-mark{flex-shrink:0}.review-stars{display:inline-flex;gap:2px;color:#b47a12}.review-stars svg{display:block;flex-shrink:0}

.review-action{display:flex;justify-content:center;margin-top:32px}.review-action .btn{background:#20252d;color:#fff;padding:18px 26px;display:inline-flex;align-items:center;gap:16px;text-decoration:none;border-radius:4px}.review-action .btn:hover{background:#39414e}